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Your Location: Home - Student Loan Student Loan CenterUse: student loan, student loan consolidation, federal student loan, private student loan, refinance student loan, private student loan, student loan grant, student loan online application, guaranteed student loan, low interest student loan.We believe that everyone has the right to pursue an education. Our goal is to make the financial aid process as simple and quick as possible. Visit these carefully selected top rank student loan providers, find the loans and grants that already helped millions of students achieve their education goals and pursue advanced careers. Important Student Loan Terminology LoanMoney borrowed that must be repaid. Loan Fee An expense of borrowing deducted proportionately from each loan disbursement. The loan fee charged for Direct Subsidized and Unsubsidized Loans is 3% of the amount you borrow. Loan Principal The total sum of money borrowed. Prepayment Any amount paid on a loan by the borrower before it is required to be paid under the terms of the promissory note. There is never a penalty for prepaying principal or interest on Direct Loans. Promissory Note A legally binding contract between a lender and a borrower. The promissory note contains the terms and conditions of the loan, including how and when the loan must be repaid.
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