Your Location: Home - Student Loan

Student Loan Center

Use: student loan, student loan consolidation, federal student loan, private student loan, refinance student loan, private student loan, student loan grant, student loan online application, guaranteed student loan, low interest student loan.

We believe that everyone has the right to pursue an education. Our goal is to make the financial aid process as simple and quick as possible.

Visit these carefully selected top rank student loan providers, find the loans and grants that already helped millions of students achieve their education goals and pursue advanced careers.

Important Student Loan Terminology

Academic Year

A period of time schools use to measure a quantity of study. For example, a school's academic year may consist of a fall and spring semester, during which a student must complete 24 semester hours. Academic years vary from school to school, and even from educational program to educational program at the same school.

Borrower

Person responsible for repaying a loan who has signed and agreed to the terms in the promissory note.

Capitalizing Interest

Adding unpaid accumulated interest to the loan principal. Capitalizing interest increases the principal amount of the loan and, therefore, the total cost of the loan.

Cost of Attendance (COA)

The total amount it will cost a student to go to school-usually expressed as a yearly figure. It is determined using rules established by the U.S. Congress. The COA includes tuition and fees; on-campus room and board (or a housing and food allowance for off-campus students); and allowances for books, supplies, transportation, loan fees, and, if applicable, dependent care, costs related to a disability, and miscellaneous expenses, including an allowance for the rental or purchase of a personal computer. Also included are reasonable costs for eligible study-abroad programs. An allowance (determined by the school) is included for reasonable costs connected with a student's employment as part of a cooperative education program. For students attending less than half time,* the COA includes only tuition and fees and an allowance for books, supplies, transportation, and dependent-care expenses. Talk to the financial aid administrator at the school you're planning to attend if you have any unusual expenses that might affect your cost of attendance.

Campus-Based Aid

Financial aid programs administered by a college or university. The Perkins Loan Program (also called NDSL) is campus-based aid.

Capitalize

To add accrued interest to the principal balance of a loan. This occurs at the end of a forbearance period. Once interest has been capitalized it becomes part of the principal balance of the loan.

Consolidation

Refinancing multiple education loans into one new loan with a new repayment term, monthly payments and interest rate.

TotalCompus - From textbooks to posters, TotalCampus is the single source for all your college needs

Find all your study supplies online - quick and easy - dorm supplies, computers, care packages, entertainment products, and textbooks.

LearningStrategies - PhotoReading is America's best selling reading program, now featured on TV & radio.

Learning Strategies (LSC) publishes health, personal and professional self-improvement courses. They offer many different, unique courses from memory improvement to health/wellness, vocabulary and language to motivation and success. Hundreds of thousands of people have benefited from their courses since 1981.

Develop the listening, reading, speaking, and writing skills of the professional communicator. Click here to learn how.

MORTGAGE :: AUTO LOAN :: PAYDAY LOAN :: BUSINESS LOAN :: STUDENT LOAN :: PERSONAL LOAN
BAD CREDIT LOAN :: HOME EQUITY LOAN :: DEBT CONSOLIDATION