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Student Loan Center

We believe that everyone has the right to pursue an education. Our goal is to make the financial aid process as simple and quick as possible.

Visit these carefully selected top rank student loan providers, find the loans and grants that already helped millions of students achieve their education goals and pursue advanced careers.

Student Loan Frequent Asked Questions and Answers

How is my new interest rate calculated?

The interest rate is calculated by the Average Weighted Formula, which takes your current interest rates, weights them based on balances, combines them and then rounds the total average to the next higher 1/8th percentage point.

How is my monthly payment on my loan calculated?

Your monthly payment is calculated based on the balance of your new loan and the repayment plan you choose.

Can I defer my consolidation loan?

Yes, you are entitled to a deferment if you meet one of the requirements.

Do I have to pay an application fee (origination fee) to get a loan?

No, consolidating is free.

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