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Student Loan Center

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We believe that everyone has the right to pursue an education. Our goal is to make the financial aid process as simple and quick as possible.

Visit these carefully selected top rank student loan providers, find the loans and grants that already helped millions of students achieve their education goals and pursue advanced careers.

Student Loan Frequent Asked Questions and Answers

Is a parent eligible for the Student Loan Interest Deduction?

An individual may claim the deduction if he/she paid interest on a loan taken out solely to pay the " qualified higher education expenses " of someone who was a dependent at that time. 

Therefore, parents paying interest on PLUS loans may claim the deduction, provided that income restrictions and other eligibility requirements are met.

I am making student loan payments, but my parents are claiming me as a dependent. Who can claim the deduction--me or my parents?  

Neither you nor your parents are eligible for the deduction in this unfortunate "catch-22" situation. 

Even though you are making the payments, you are not eligible for the deduction because another taxpayer has claimed you as a dependent. 

Your parents are not eligible for the deduction because they did not pay the student loan interest. Keep in mind that it is the taxpayer's responsibility to figure and claim the Student Loan Interest Deduction correctly.

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